Wealth in Motion: What High-Net-Worth Portfolios Are Doing Now

As we move through mid-2025, one thing is clear: market volatility has returned—and with it, a shift in how affluent investors are positioning their wealth.

From new tariffs and political uncertainty to inflationary whispers and Fed rate signals, there’s a common theme: diversification.

1. Gold Is Back in Focus In uncertain times, gold often earns its place. With inflation sticking higher than projected and geopolitical tension abroad, gold is quietly outperforming expectations. Not because it's glamorous—but because it's steady.

For high-net-worth investors with large cash positions, this has translated into strategic buys of bullion or gold-backed securities to hedge currency risk and market exposure.

2. Crypto Is Still Divisive, But It’s Not Disappearing Bitcoin remains volatile—but many family offices have stopped ignoring it. With new ETFs and improved custody options, crypto has earned a "watch" status again. It's not a dominant holding, but it has re-entered the portfolio conversation, typically as a single-digit allocation.

3. Real Estate: Still Relevant, But Viewed Differently Real estate continues to attract capital, particularly in lifestyle and legacy markets. But it’s not just about appreciation anymore—it’s about function. Investors are asking:

• Does this home serve our family needs today?

• Is it an asset we want to pass down or reposition?

• Does it make sense to trade into something with better utility or less upkeep?

In Vail and Beaver Creek, we're seeing buyers and sellers alike evaluate real estate through a broader wealth planning lens—not as a standalone investment, but as a piece of a larger, evolving portfolio.

4. Bonds and Cash: More Competitive Than Before With the Fed signaling two potential rate cuts later this year, many are holding short-term fixed income positions or treasuries. It’s a place to park wealth with lower risk, especially for those rebalancing from high-growth assets.

5. Why All of This Matters If you're holding significant real estate equity, now might be a time to ask if it's still working for you. That doesn't mean you should sell—it means you should reassess. Just as investors are reconsidering gold, crypto, and treasuries, it's worth reviewing whether your home or second home continues to serve its intended purpose.

Is it where you want to be five years from now? Is it still the right fit? Is there another location or lifestyle goal that’s moved up in priority?

Whether you're a longtime owner or just beginning to explore your options, I'd be happy to help you align your real estate with your larger wealth strategy.

Reach out anytime—I'm always glad to chat.